If you’ve resolved to master your finances in 2017, there are ways to make that process easier. Setting small, specific goals throughout the year is the most effective way to keep larger resolutions, according to the American Psychological Association. Here are smaller steps you can take to reach three popular money goals. Big goal: Improve your credit Small steps: Keep track of your credit history
A few months ago, after a regular check-up, my doctor called to tell me that I had high cholesterol, something that I know runs in my family. He immediately wanted to put me on meds, but I was hesitant, having heard about myriad side effects from cholesterol-lowering drugs. I asked my doctor if I could have 6 months to try to lower my cholesterol naturally.
The new year has begun and that means it’s resolution time. Gyms fill up, cigarette sales go down, and promises to keep in touch slip from your lips. While fitting into your favorite pants or finally cleaning out the cheese drawer are great resolutions, choosing to take charge of your finances is a decision that will impact you and those you love for years to come. Claim
Maybe you’re planning a Christmas or New Year’s Eve party. Or maybe you’re just looking to serve some holiday drinks for the adults after the merriment of Christmas day has wound down. So grab a Christmas cookie or two and drink in these delicious cocktail recipes that you and your guests will love. Holiday Cocktails: Beyond Eggnog 1. Melted Snowman Martini (above). This Cocktail, from A Cozy
When it comes to Ugly Christmas Sweaters, the tackier the better. And if you’re thinking of throwing an Ugly Christmas Sweater Party, you’ve got to go all-out gagworthy (in a good way). Here are some ways to assure your Ugly Sweater Party is delightfully hideous. Think beyond the sweater. If you’re a woman, you can add to your festive look with a skirt of bows, like
‘Tis the Season to be crafty! Especially if you’ve got bored kids on your hands and are looking for a creative way to pry them away from their computers or phones. We found DIY crafts that are fun to make, easy and best of all – cheap! Get your Christmas Crafty on! 1. Tea light snowman ornaments. My friend Dana made this with her daughter,
The other day I stopped into Z Gallerie and was immediately drawn to an absolutely gorgeous wreath. It was so elegant, so stunning, I had to have it… until I saw the price tag of $75. This led me to thinking, “I bet I could make an equally beautiful wreath for a fraction of the cost.” Make your own wreath and save some holiday cash. 1. Snowball
When you receive your first student loan bill, it’s a serious wake-up call to adulthood. You’ll likely need to rein in spending and adopt more frugal habits in order to pay off your student loan debt. Here’s how: Try the 50/30/20 budget Start your budget off with the 50/30/20 rule for your after-tax income — 50% for necessities, 30% on wants, and 20% on
The Day of the Dead, or Dia de los Muertos honors those we have lost with festivals and parties. It is a chance to celebrate the lives of the deceased who are believed to awaken from their eternal sleep to celebrate with their loved ones. How to throw a Dia de los Muertos party fun enough to wake the dead. For this post, I consulted my friend Crystal,
It can happen so easily. All it takes are some unexpected expenses and/or poor planning – too many meals out, a dental emergency, a new job that requires an upgraded wardrobe – and you find yourself with far more credit card debt than you ever imagined. Or perhaps you’re looking ahead to a life event that is going to cost more than you can save
Every autumn, I look forward to stepping into Starbuck’s for a pumpkin spice latte and a pumpkin scone. I love it when the house smells of pumpkin bread cooking in the oven. And every year, I splurge on my favorite pumpkin spiced soap. But there is such a thing as overkill. Here are some pumpkin spice scented products that have just gone too far. Pumpkin Febreze.
It’s that time of year again – when we get to humiliate… uh, dress our pets up in ridiculous… uh, adorable costumes. We’ve found some of the silliest, cleverest, most amusing Halloween costumes for your dog or cat. 6 Spooktacular Pet Costumes 1. Bear Costume. You’ve seen the viral videos, now get ready to make your own teddy bear costume for your dog or cat. We
You’ve eaten your share of healthy pumpkin foods made with this incredibly versatile vegetable (which is technically a fruit), but now it’s time for dessert. We’ve compiled a list of unusual pumpkin recipes that go beyond your typical pumpkin pie. 1. Pumpkin Cannoli. Mama Mia! Filled with a lightly spiced sweet pumpkin ricotta filling, the classic Italian dessert gets a fall-themed twist in this recipe from A Treats Affair.
I have talked about my obsession with thrifting before and some of my amazing finds. Even now that I have really slowed down my shopping habits, I still find thrifting is one of my favorite activities. Last week, I kid you not, I was breezing through a resale shop and caught a glimpse of soft comfy boots on the bottom shelf. I had to reach down to
This year my daughter informed me that she wanted to decorate her school locker – complete with a chandelier. I guess that is a thing now. She didn’t want to get too DIY – she’d rather buy than make. A little research showed that locker decorations at Claire’s Accessories run from $10.50 for 4 plastic magnets (seriously?) to magnetic wallpaper for $34.50 (I think not).