Our lovely, smart, and trustworthy babysitter recently told me she recently got her first credit card, which made me happy. She works hard, she studies hard, she is all around a responsible person. Then came this whopper. I was shocked.
Typically consumers and business owners receive flyers in the mail saying that they’ve been qualified for a particular card. While the deal may sound tempting, did you know that you can shop for the ideal credit card? Different types of cards could be better suited to you, depending on what your current credit needs.
Credit is a necessary tool these days, required by many consumers to be able to afford to pay for costly goods and services.Over time, lenders and businesses have become increasingly aware of just how important a person’s history is when determining whether or not to extend an account to them, how they should be repaid, or even if the potential client is worth the risk of doing business
As a single person in my 30s, I make all of the mistakes: with dating, my career, whether to order guacamole or queso (always queso, duh), and of course, money decisions. Figuring out what to do with my money and how to set myself up for success in the future can feel daunting. Most days I feel like I have a head start, because I
Is it just me, or is choosing a credit card harder than making the at-the-table fries or tots decision? “They’re so long and sleek! But they’re bite-sized! You must choose for me! I can’t possibly!” Almost two years ago, I decided to finally get a credit card and after much research, it came down to the Southwest Credit Card and the Capital One Venture Card.
I have never written about a specific credit card on BargainBabe.com until now. Most of you have enough credit cards or use debit cards, right? But this credit card from Sustain:Green is truly unusual: every dollar you spend saves a rainforest. Okay, not the entire rainforest, but a tiny part of a huge one in Brazil. I’m writing about this unusual credit card today because I believe
I was mailing a package at the post office yesterday when the clerk noticed I had not signed my credit card. This did not please her. “Can I see your ID?” she barked. I handed it over. “Thank you for checking my ID,” I said. “You should really sign the back of your card,” she said. Is it safer to sign your credit card? Or
We’ve written a lot about the danger of overspending on credit cards. We’ve shared our struggles with credit card spending, tips to choose the best credit card, and even offered advice on how to know if your child is ready for a credit card. Overspending is a fast track to debt, especially when combined with high interest rates. While understanding interest is extremely important, we haven’t
Is your child ready for a credit card? Last week Niconail shared how her allowance helped her learn to save money and that got me thinking about what my parents did to teach me about finances. I began working at 16, got my first debit card that same year, and was given a credit card at age 18. Among my friends I am one
I’m constantly wrestling with the temptation to upgrade. Upgrade what? Our cars, our pillows, our home decor, EVERYTHING! Take our knives, for instance. We have one high quality chef’s knife and a bunch of lower quality knives that do the job but aren’t exactly sturdy. They need to be sharpened once a year. I would love to have higher quality knives, including a sturdy chef’s
After reading an article in the NYTimes that urged teens to drop their summer job money into a Roth IRA, I thought, why stop there? Why shouldn’t parents set up a Roth IRA retirement account for their young children? Roths must be funded with earned money – so why not put their babysitting money into a dependent Roth IRA and let them enjoy the results of
They say women handle 70% of household spending, which is why so many marketers gear their products and commercials towards us. (When’s the last time you saw a man in a cleaning ad?) I was curious if this rule held true for my husband and I, and if poking around our spending habits could shed light on ways we can save more money. Who spends
Carrying credit card debt is a real drag. When you’ve got high-interest bills hanging over your head, saving toward long-term goals, such as buying a home or starting a family, becomes much more difficult. Rather than bide your time by paying the minimum each month… Commit to knocking down your debt with these 6 simple tips.
My husband and I checked our credit card spending now that the year is nearly half over and I was shocked at what we found. We broke down our spending from January 1 – June 22, 2014 by category so we could clearly see WHERE our money is going. Our goal is to find our spending holes so we can begin plugging them. Where was our money going? NOT
Just as with drugs, the pleasures of credit are flaunted while the dangers of debt are downplayed or ignored. Imagine if a drug dealer set up a table in your local grocery store or at the farmer’s market. Get the picture of the drug dealer giving away free t-shirts or coffee mugs if you try out their product. Would you blithely send your teen over