When you receive your first student loan bill, it’s a serious wake-up call to adulthood. You’ll likely need to rein in spending and adopt more frugal habits in order to pay off your student loan debt. Here’s how: Try the 50/30/20 budget Start your budget off with the 50/30/20 rule for your after-tax income — 50% for necessities, 30% on wants, and 20% on
A friend of mine recently posted: “When I was in Costco, a woman in line shared with me, as she threw a mess of potato and tortilla chips onto the conveyor, that she was emotionally eating because of the election. Then when I popped into Whole Foods, a woman impulsively grabbed two bags of cookies near the checkout and said to her husband, “So I can
The Day of the Dead, or Dia de los Muertos honors those we have lost with festivals and parties. It is a chance to celebrate the lives of the deceased who are believed to awaken from their eternal sleep to celebrate with their loved ones. How to throw a Dia de los Muertos party fun enough to wake the dead. For this post, I consulted my friend Crystal,
You’ve heard of gingerbread houses, but what about gingerbread Haunted Houses? We make them every year. They’re fun for kids of all ages – and adults, too – and there are all levels of difficulty (or lack thereof). Your guide to DIY Gingerbread Haunted Houses. Choice #1: Start with a kit. I found various Haunted House kits, including this one from Target for $8.99. I saw similar
If you’ve read my post about pet insurance (yes, you need it!), you know that my dog has multiple food allergies. That means the options for commercial dog foods are very limited. Commercial dog foods at a reasonable price are even more limited. At one point I resorted to making his food, but boy does that get old fast. Plus, the proteins he can eat are so limited
Every autumn, I look forward to stepping into Starbuck’s for a pumpkin spice latte and a pumpkin scone. I love it when the house smells of pumpkin bread cooking in the oven. And every year, I splurge on my favorite pumpkin spiced soap. But there is such a thing as overkill. Here are some pumpkin spice scented products that have just gone too far. Pumpkin Febreze.
Why go for the same old carved jack-o-lantern when you can do something really creative? Whether you choose to paint your pumpkins or carve them, it’s always fun to do something different. Here are 6 DIY Pumpkin Decorating Ideas. 1. BB-8 pumpkin. Do you have a Star Wars fan in your household? You won’t have to “Force” them to love this adorable BB-8 pumpkin. What
It’s that time of year again – when we get to humiliate… uh, dress our pets up in ridiculous… uh, adorable costumes. We’ve found some of the silliest, cleverest, most amusing Halloween costumes for your dog or cat. 6 Spooktacular Pet Costumes 1. Bear Costume. You’ve seen the viral videos, now get ready to make your own teddy bear costume for your dog or cat. We
Laundry has always been one of my most bitter household battles. From the moment I brought my sweet reflux-y twin girls home from the hospital, I realized that washing our clothes and linens was about to become one of my primary occupations. From pre-treating, to washing, drying, folding and putting away, the process has become far too familiar over the last decade. Fortunately, we’ve left
It’s the most caffeinated day of the year! To help you celebrate, I’ve rounded up the best coffee posts from Niconail. 5 Frugal Pumpkin Spice Coffee Recipes Save Money on Starbucks Fall Menu: 3 Copycat Recipes How Much Do You Spend on Coffee Beans? Guess How Much Cheaper Homemade Coffee Is? 21 Uses for Coffee Grounds Don’t want to make your own coffee? Here’s
You’ve eaten your share of healthy pumpkin foods made with this incredibly versatile vegetable (which is technically a fruit), but now it’s time for dessert. We’ve compiled a list of unusual pumpkin recipes that go beyond your typical pumpkin pie. 1. Pumpkin Cannoli. Mama Mia! Filled with a lightly spiced sweet pumpkin ricotta filling, the classic Italian dessert gets a fall-themed twist in this recipe from A Treats Affair.
When you think of Halloween, candy probably comes to mind. Candy corn, fun size bags of chocolates, and enough Smarties and Laffy Taffy to make your teeth rot. We’re here to help counteract all that sugar with some healthy Halloween recipes that are easy to make and economical, too. Here are some fun treats to scare up. 1. Cauliflower Skull Veggie Platter. We love this idea from
Week by week, carload by carload, I’m donating my way to a more simple lifestyle. It all began when I started to investigate responsible consumerism. Soon I came across the trending concept of a “capsule wardrobe.” Although definitions vary, a capsule wardrobe will be small, simple and functional with only items that are used and enjoyed. Some wealthy and influential people utilize a “uniform” or repeat a combination
If you pop into Michael’s Arts & Crafts this time of year, you’ll see some pretty impressive… and pretty pricey Halloween wreaths. Some are up to $80. Scary! But before you go screaming into the night, take a look at our Halloween wreaths you can make yourself. Get your crafty on and save a killing by making it yourself. 6 DIY Halloween Wreaths So Easy to Make