Welcome to a new weekly feature here at Niconail called Worth Every Penny. We will be sharing our experiences with products that make our lives easier in some way or are just a pleasure to use. If we were purging Konmari style (which you of course have done already, right?), these are the things that would be in our “spark joy” pile. They aren’t necessarily big ticket or
Everyone wants that “perfect” wedding. Our culture promotes extravagance when it comes to wedding planning, and it can be hard to give up the dream of getting married the “fairy tale” way. However, the reality is quite different, especially when you have a limited wedding budget. In fact, the average cost of a wedding in the United States is well over $20,000. This is a
You’ve been posting your cat’s photos on Instagram, Facebook and other social media sites. You’ve uploaded videos to YouTube. You’ve established a following. But so far, this hobby has cost you time and money and you’d like to make a little something back to pay for your expenses…and maybe turn this hobby into a career. How to turn your cat’s Internet success into a money-making
Net worth is a topic rarely talked about by savvy shoppers. The truth is that net worth isn’t just a term used by rich people; it is an important topic that is often overlooked by the middle class. Understanding your net worth allows you to gain a better understanding of where you stand financially. Use this quick guide to learn more about the importance of
For years, I’ve loved shopping on Etsy. I’ve bought all kinds of terrific handmade items – from jewelry to clothing to prints that hang in my office. And for years, I’ve thought about selling on Etsy. After all, who couldn’t use some extra income? We have boxes of beautiful handmade stationery designed by a relative who passed away. We thought a great way to honor
You are a savvy blogger: you started your blog and were able to cut your costs wherever you could; you did the website design yourself instead of paying a designer, and what’s more, when in search for the best web hosting you were able to find a reliable provider that was reasonably priced. Finally, so far you have managed to stick to a regular posting schedule
A new survey says more of us are saving for our kid’s college fund than our own retirement. Oh, snap! I’m not pointing any fingers, but the data is pretty damming…What I’m curious about is WHY people choose to save for college instead of retirement. Maybe you can help me understand this issue. Are you saving for retirement or college?
The hunt for your one true love is exhausting as well as expensive — but the cost of being alone all your life could be much greater. Still, few people look forward to spending hundreds of dollars every month on romantic gestures to entice a potential mate. With the right planning (and the right attitude) you save money and find your perfect match. Here’s how.
I’m terrified of my retirement. It’s not the book clubs and bridge games that terrify me – it’s whether or not we will enough money to retire and maintain our current lifestyle. Yes, we are saving here and there, but we have no idea how much it is all going to add up to. The reality is, we probably are not saving enough. (I’m pessimistic when it
The years you spend in college are some of the most fun of your life, even if you don’t know it yet. These moments shape you for your future, when you experience first hand life’s ups and downs. The dedication to saving money should start now if it hasn’t already, so that financial savvy is a well worn habit by the time you matriculate. College can be expensive, so there is even more reason
Living in the country can be just what the doctor ordered, but rural areas have expenses just like urban ones do. Figuring out how to slash these costs can make your time out of the city even more fulfilling, offering financial stability that accents your new country freedoms. 13 ways to live cheaply in a rural area
How many of these bad habits do you have? As the online shopping season gears up, even more people than ever plan to shop online this holiday season. I’m loathe to point fingers at you because I, too, have some of these bad habits. However, there is time now to recognize where we are putting ourselves at risk, accept we are not perfect, and take action.
Crowdfunding is an incredible concept. You ask your friends, family, and community for money – and they give it to you! Crowdfunding has transformed lives, made dreams come true, and raised money for earnest causes across the globe. Until recently, it was mainly used for business causes and other noble social causes like raising funds for medical expenses. Today, with an aim of saving personal